Best Personal Finance Podcasts : Definitive Guide to Master Your Money

That’s where the magic of the best personal finance podcasts comes in. They make learning about money simple, accessible, and enjoyable, transforming your commute, workout, or cleaning session into a masterclass on wealth creation. They bring expert advice, real-life stories, and actionable strategies right to your earbuds, making financial literacy effortless.

In this comprehensive guide, PennyPath.co explores the top-rated, most insightful personal finance podcasts that teach you how to save, invest, and grow your wealth—one episode at a time. Whether you’re a total beginner wanting to master budgeting or a seasoned saver looking for advanced investment advice, there’s a show here to help you on your journey to financial freedom.

Why Listen to Personal Finance Podcasts?

The rise of audio learning has made it easier than ever to acquire new skills. Podcasting, in particular, has become the preferred medium for our busy, on-the-go culture.

Here’s why tuning into the top money podcasts is the smartest move you can make for your future:

• Learn Anytime, Anywhere: You can absorb vital financial education while commuting, running errands, or exercising, turning “dead time” into productive learning time.
• Hear from Credible Experts: Hosts and guests often include Certified Financial Planners (CFPs), bestselling authors, and successful entrepreneurs, giving you access to institutional knowledge you might otherwise have to pay for.
• Stay Updated on Financial Trends: Podcasts provide timely analysis of the stock market, interest rates, economic news, and money management app innovations, keeping your strategy fresh.
• Get Simple, Trustworthy Education: Instead of dense textbooks, podcasts use relatable language, humor, and real-life stories to break down complex topics like stock investing for beginners and passive income ideas.

You can also pair these audio lessons with visual and digital resources, such as a financial literacy course or a best budgeting tools list, to create a well-rounded learning experience.

How We Chose These Podcasts

To ensure we deliver the most credible and insightful recommendations, we evaluated hundreds of shows against strict criteria. When looking for a trusted guide for your financial journey, these factors separate the best from the rest:

• Credibility of Hosts: We prioritize shows led by verifiable financial experts, certified planners, or successful business leaders who have a proven track record.
• Content Quality: The content must be consistently educational, actionable, and delivered in an engaging, entertaining way.
• Consistency and Listener Ratings: We favored shows with a reliable publishing schedule and high ratings across major platforms like Apple Podcasts, Spotify, and YouTube.
• Variety and Global Tone: The list includes shows that cover a broad spectrum of topics—from debt management and podcasts about saving money to real estate and advanced investment advice—all while maintaining a neutral, non-country-specific tone.

The 12 Best Personal Finance Podcasts

We’ve broken down our top recommendations into four categories based on your primary financial goal.

A. Best Overall Personal Finance Podcasts (For All Audiences)

These are the foundational shows, perfect for listeners at any stage who want a comprehensive approach to money and wealth.

1. The Ramsey Show

• Focus: Debt-free living, budgeting, and building wealth using the “Baby Steps” framework.
• Why Listen: Dave Ramsey and his team (including Rachel Cruze and Ken Coleman) provide actionable and motivational financial coaching, often taking live calls from listeners in financial crisis. It’s practical, direct, and focuses heavily on mindset.
• Best for: Beginners and anyone wanting financial control through a structured, zero-tolerance approach to debt.

2. The Stacking Benjamins Show

• Focus: Money lessons, investing, and retirement planning delivered with humor and a roundtable discussion format.
• Why Listen: Hosts Joe Saul-Sehy and OG make finance feel like a fun chat with friends in “Joe’s Mom’s half-finished basement.” They interview experts and distill complex topics into digestible segments.
• Best for: General financial education and listeners who prefer an entertaining, conversational style over dry lectures.

3. So Money with Farnoosh Torabi

• Focus: Intimate money conversations with high-achievers, CEOs, and financial experts and entrepreneurs. It often explores the intersection of money with career, relationships, and equity.
• Why Listen: Farnoosh, an award-winning financial correspondent, delivers inspiring real-world insights. Her Friday ‘Ask Farnoosh’ segments are perfect for getting your specific questions answered.
• Best for: Listeners seeking to find a balance between career-money balance and those interested in how top visionaries think about wealth.

Keywords Covered: top finance podcasts, personal finance shows, financial independence, career-money balance

B. Best Investing & Wealth-Building Podcasts

Ready to move beyond basic saving and budgeting? These shows focus on mastering the market and accelerating your wealth.

4. The Motley Fool Money Podcast

• Focus: Stock market updates, business analysis, and long-term investing perspectives.
• Why Listen: Hosted by a team of trusted financial journalists and analysts, this daily podcast offers a great way to stay informed on current financial news and how it impacts your portfolio.
• Best for: Beginner to intermediate investors looking for stock investing for beginners advice and market insights.

5. BiggerPockets Money Podcast

• Focus: Achieving Financial Independence, Retire Early (FIRE), with a heavy emphasis on real estate investing and alternative assets.
• Why Listen: Hosts Mindy Jensen and Scott Trench share real-life investing success stories and detailed strategies, often covering house hacking and other creative ways to build passive income.
• Best for: Entrepreneurs and real estate enthusiasts looking for practical steps on the path to early retirement.

6. The Investor’s Podcast (We Study Billionaires)

• Focus: Deep dives into the investment strategies of world-class investors like Warren Buffett, Charlie Munger, and Howard Marks.
• Why Listen: This is a deep dives into Warren Buffett-style investing, with detailed interviews and breakdowns of value investing principles. It’s the largest stock investing podcast in the world.
• Best for: Advanced investors and finance enthusiasts seeking complex, long-term wealth building podcasts strategies.

Keywords Covered: best investing podcasts, wealth building podcasts, investment advice, passive income ideas

C. Best Podcasts for Budgeting & Saving Money

If your current goal is getting a grip on your cash flow, reducing consumer debt, and mastering the fundamentals, these are your go-to shows.

7. Afford Anything – Paula Pant

• Focus: Achieving financial independence by making deliberate trade-offs, based on the mantra: “You can afford anything, but not everything.”
• Why Listen: Host Paula Pant is motivating and introspective, tackling the psychology of money alongside practical questions about real estate and mindful spending.
• Best for: Listeners wanting to gain control over money habits and who are interested in the FIRE movement.

8. Journey to Launch – Jamila Souffrant

• Focus: Financial independence, early retirement, increasing income, and eliminating debt.
• Why Listen: Host Jamila Souffrant, a Certified Financial Education Instructor (CFEI), is highly relatable, inspiring, and practical. She interviews ‘Journeyers’ who share their personal steps toward financial freedom.
• Best for: Millennials & side hustlers who want a step-by-step roadmap to accelerating their FI timeline.

9. HerMoney – Jean Chatzky

• Focus: Women and money management, covering everything from saving for retirement and investing to handling money in relationships and career navigation.
• Why Listen: Hosted by financial journalist Jean Chatzky, the show empowers financial confidence through trusted, research-backed advice tailored to the unique financial challenges women face.
• Best for: Female listeners seeking personalized guidance and a compassionate, expert voice on personal finance.

Keywords Covered: budgeting podcasts, money management podcasts, podcasts about saving money, money management for beginners

D. Best Podcasts for Entrepreneurs & Side Hustlers

These shows focus on growing your income, starting a business, and creating diversified revenue streams.

10. The Side Hustle Show – Nick Loper

• Focus: Creative ways to make money, building income streams outside 9-5 jobs, and practical entrepreneurship.
• Why Listen: Nick Loper interviews real-life side hustlers who share the exact steps, tools, and numbers behind their success, offering actionable business advice you can implement immediately.
• Best for: Aspiring entrepreneurs and anyone looking to boost their income with a profitable side gig.

11. Smart Passive Income – Pat Flynn

• Focus: Entrepreneurship, online income, and productivity, with a strong emphasis on transparency and authentic business building.
• Why Listen: Pat Flynn is the “crash test dummy” of online business, sharing his wins and losses with the community. He covers everything from affiliate marketing and SEO to creating online courses and building an authority site.
• Best for: Creators and solopreneurs seeking transparent financial growth tips and passive income ideas.

12. Financial Feminist – Tori Dunlap

• Focus: Money empowerment and investing education for women, combined with social awareness.
• Why Listen: Tori Dunlap’s mission is to “fight the patriarchy. Get rich.” She delivers powerful, non-shaming advice on building wealth and challenging financial norms.
• Best for: Modern, values-driven investors and anyone looking for a fresh, inclusive perspective on building wealth.

Keywords Covered: entrepreneurship podcasts, side hustle finance, financial freedom podcasts, financial literacy course

How to Choose the Right Finance Podcast for You

The “best” podcast is the one you will consistently listen to. To narrow down your choices, start by matching the podcast’s core focus to your current personal finance goals:

Tips for Getting the Most Value:

1. Follow Across Platforms: Most shows are available on Spotify, Apple Podcasts, and YouTube, allowing you to choose your preferred listening format.
2. Focus on Actionable Takeaways: Don’t just listen—keep a journal or a note on your phone. What is one concrete action (e.g., set up an automated transfer, research an index fund) you can take after each episode?
3. Look for Consistent Posting: A show with a reliable schedule will help you integrate financial learning into your weekly routine.

Keywords Covered: personal finance podcasts for beginners, how to start learning finance

Bonus: Podcasts for Financial Inspiration

Sometimes, you need a boost for your wealth mindset more than a budgeting spreadsheet. These shows inspire listeners to live deliberately, which ultimately leads to better financial outcomes.

• The Minimalists Podcast: While not strictly finance, this show often discusses the financial benefits of reducing consumerism, leading to less spending and greater focus on what truly matters.
• Optimal Finance Daily: This unique show curates and narrates the best personal finance blog posts from across the web, offering bite-sized, five-to-ten-minute daily reads.
• The Tim Ferriss Show: Known for “deconstructing world-class performers,” this show frequently features interviews with billionaires, investors, and entrepreneurs, offering deep insights into their philosophies on wealth creation, productivity, and life balance.

Conclusion: Your Journey to Financial Freedom Begins Now

The road to financial freedom doesn’t require a finance degree—it simply requires a commitment to continuous learning. By tapping into the power of the best personal finance podcasts, you’re empowering yourself to make smarter choices, build better habits, and ultimately, grow your wealth.

Your commute or workout session is now officially your weekly financial class.

Ready to master your money habits? Subscribe to one of these podcasts today—and start your journey to financial freedom.